It started raining recently at my house… and wow, it has cooled things off! What a relief from those dog days of summer!! Of course, the cooler weather has me thinking about fall… and seasonal outfits, of course!
I am so delighted to have two little ones that I can dress up! L still loves being my own personal baby doll, while B is starting to feel a little bit too cool to wear duds sewn by mama…
Regardless, my sewing machine has been a-humming!
lil Turkey outfit for Sweet Miss L
It’s a girl Turkey… had to have a hairbow! 🙂
And for Mr. B… a matching tie!
Now on to the explanation…. if you are anything like me, you are wondering what is going on with all of my abbreviations! Am I a chronic initial user? Do I really call my children “B” and “L”?
It’s kind of a long story. I do hope you’ll stay with me… it’s about my son’s lunch money.
So my husband, R, is pretty sure someone is out to get us.
I know, this sounds silly. But let me tell you, working at his job in computer security, tracking down fraudsters and hearing all about the different ways to steal money and identities and not have it traceable have left him very paranoid.
In R’s case, it’s left him with a set of enormous identity protection rules to keep our family identity safe. Now that I put some more thought into that, I’m thinking it’s just to keep our bank account safe, I’m not sure how in jeopardy my identity is. Really? Someone else out there want to steal my identity? ‘Cause after a trip to the ER with B this weekend (ear infectionS) and a sick hubby today, I’m thinking I’d love for that identity thief to come try my job out for a day. How’s tomorrow look?? I’ll just kick back and catch up on those 14 hours of sleep I lost in the last weekend. And I’m sure once the trial identity theft day was over, the poor person would be handing me back my identity and running fast in the other direction. At least this week, with all that sickness going around. (and yes, I do understand that that technically is not what identity thievery is. Please understand, I’m very sleep deprived, and when that happens, I start to think I’m funny. We’re all in trouble! Thank goodness I can look this over tomorrow after I’ve slept and hit that delete key if I’ve embarrassed myself too much.)
Now that I’m done rambling, I’d like to get back to the subject at hand, which is that handsome paranoid hubby of mine.
R’s main goal is to protect us, as I’ve stated. He knows he can’t stop every angle of identity theft (cause those thieves, they work the angles.) He just wants to make sure we are not what he refers to as “the lowest hanging fruit”. He wants to make sure that if someone is out there looking for people to defraud, we at least look harder to defraud than the neighbors. (so that they get defrauded instead of us? Man, as I’m typing and thinking about this, that doesn’t make R seem very nice. I’m going to have to go discuss this some more with him. Maybe identity theft protection is not very neighborly.)
So back to those rules. They are pretty simple. He has us do things like not leave checks in our mailbox. I drop them in the locked drive through box at the post office. Apparently if your check falls into the wrong hands, it’s super easy for those thieving bad guys to run off with all of your money. So he’s super careful on this one. I’m not allowed to ever write my credit card number down on anything. If I think I want to order something online, he wants to have a glance at the website first. It’s pretty straightforward. Oh, and we need to have a special bank account for B’s lunch money.
Yeah, you read that right.
It started with B bringing home his school folder just chock full with things requesting our cash. PTO Donation….Fall Fund raiser tickets….School Pictures….and, yes, a little lunch money.
I whipped out the check book, got ready to write a few, when thank heavens for our family financially security, R stopped me. He said he was more comfortable sending cash than a sure-to-be-stolen check, and couldn’t I just go through an ATM later on?
This lead to a heated discussion of just how really stinking likely it is that the school secretary is going to try and run off with our money (apparently, sweet little old ladies sure can steal identities with the best of them) Isn’t it more likely that our adorable five year old would pocket or loose the cash?? (R argued that at least that is only loosing $15, and not the whole bank!) And finally, don’t we have some sort of identity theft protection through the bank? Say said school secretary runs off with our cash, doesn’t the bank have some sort of account protection? (R came back with the “even so, why go through the frustration of that whole process when a little bit of prevention could save us the trouble??” argument.) I could see I just wasn’t going to win this one.
Honestly, for me, it really came down to the fact that for every time I want to send money up to the school, I didn’t want to have to run to an ATM and try and figure out getting the correct change.
I finally just told R that, and it’s when he suggested to Lunch Money Bank Account. (LMBA)
R’s just sure the LMBA will solve all of our problems. By opening a separate account with just a little bit of cash in it, when someone steals B’s lunch money and tries to run off with the contents of our bank account, low and behold, won’t they be upset when they realize all they got was a measly $12.50 of some kids lunch money??
But y’all, since I did promise some honoring and obeying, I guess later today you will find me down at the local bank branch opening our LMBA.
I just really, really hope they don’t ask me what the bank account is for…
I hope this gives you a little bit of insight into what I’m dealing with here. When I wanted to start a blog, after months of enjoying many of yours (and feeling like a creepy lurker, not leaving comments!), R had MANY concerns over our family safety. Again, that honoring and obeying thing came into play… 🙂
So I’d like to introduce myself. I’m J… a stay at home mama to two wonderful little kiddies, B (5) and L (1). My often funny and always protective hubby is R. Welcome to my little spot in the blog world! I hope you can overlook our quirky initial names, and come visit me every now and again!